Why File Bankruptcy?

According to the Bureau of Labor Statistics, in March 2020 there were nearly 7.1 million unemployed people in the United States. That number rose to approximately 15% and 23 million people in April. It is expected that this number will greatly increase as the economy struggles to recover. With many people facing financial uncertainty in…

Honoring Our Law Enforcement and Healthcare Workers

As the COVID-19 pandemic continues, KTO Law Firm wants to take the opportunity to honor our law enforcement officers, first responders, and healthcare workers with a practical “thank you.”    For the duration of the month of April, we are offering complimentary basic estate plans for any Arizona law enforcement officer, first responder or Arizona healthcare worker, which includes a will, power of…

KTO Law Firm: Why We Exist

As we close the pages of 2019 and embark on a new year, I will get out my family vision to recall God’s faithfulness to us and measure our fidelity to his plan for our family.  The ritual fills me with humility and gratitude; it leads me forward in hope and great expectations for all that…

Gospel Justice Initiative

Gospel Justice Initiative is a national organization committed to providing justice to the poor and working poor through Christian Legal Aid. Legal services are provided in conjunction with local churches, ministries and businesses. The goal is to bring the hope of the gospel as well as legal advice to those who are hurting. Christian business…

BANKRUPTCY

If you find yourself in serious financial trouble at the start of 2018, perhaps you should consider debt negotiation or bankruptcy.   The Bankruptcy Code provides primarily two ways to resolve the debts of an individual. These processes are referred to by the Chapter headings in the Bankruptcy Code: Chapter 7 and Chapter 13. Chapter…